Please be informed that Financing Scheme claims submitted via Peneraju.org from Thursday, 3^rd December 2026 to Thursday, 31^st December 2026, may experience processing delays. Processing of these claims will resume in January 2027. Thank you for your understanding.

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What does my status mean?

Status	Description
Pending	The application has been submitted and recorded in the system.
Review	The application is actively being reviewed.
Incomplete	The Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA) have been issued and are currently awaiting applicant to upload the signed copy.
Approved	The application has been approved, and the Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA) are now being prepared.
Signed	The applicant has uploaded the fully signed Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA). The documents are now pending counter-signature and acceptance by YP.
Accepted	Documents are verified and counter-signed. Candidate is now an active YP Talent and can start submitting claim.
Exempted	Talent qualifies for exemption from repayment, either completed courses or cases of incomplete under approved conditions.
LOC	Talent has completed the Financing Scheme course with pending repayment (if applicable).
LOT	The Financing Scheme has been terminated and pending repayment from Talent (if applicable).
Rejected	Application has been rejected.
Deleted	Application has been deleted.
Withdrawn	The Talent has exited the Financing Scheme with zero claim amount received.

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Status List

Status	Description
Pending	The application has been submitted and recorded in the system.
Review	The application is actively being reviewed.
Incomplete	The Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA) have been issued and are currently awaiting applicant to upload the signed copy.
Approved	The application has been approved, and the Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA) are now being prepared.
Signed	The applicant has uploaded the fully signed Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA). The documents are now pending counter-signature and acceptance by YP.
Accepted	Documents are verified and counter-signed. Candidate is now an active YP Talent and can start submitting claim.
Exempted	Talent qualifies for exemption from repayment, either completed courses or cases of incomplete under approved conditions.
LOC	Talent has completed the Financing Scheme course with pending repayment (if applicable).
LOT	The Financing Scheme has been terminated and pending repayment from Talent (if applicable).
Rejected	Application has been rejected.
Deleted	Application has been deleted.
Withdrawn	The Talent has exited the Financing Scheme with zero claim amount received.