YP Financing Scheme Applications will be temporarily unavailable from 7^th December 2025. Applications will not be processed after this date. Claims submitted after this date will experience processing delays. Peneraju.org will be offline from 21^st December 2025 and will resume on 5^th January 2026. More details →

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Status	Status description
Pending	The application has been submitted and recorded in the system
Review	A YP Officer is actively reviewing the application.
Approved	The application has been approved, and the Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA) are now being prepared.
Incomplete	The Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA) have been issued and are currently awaiting the complete return of signed documents.
Signed	The applicant has uploaded the fully signed Letter of Offer (LO) and Education Financing Scheme Agreement (EFSA). The documents are now pending counter-signature and acceptance by YP.
Accepted	Documents are verified and counter-signed. Candidate is now an active YP Talent. Talent can now submit a claim.

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